Legal Disclosure
Clayton Financial Group, LLC (hereinafter “CFG”) is a Limited Liability Company organized in the State of Missouri.
The firm was formed in April 2015, and the principal owners are Matthew Joseph Bower and Kenneth John Bower, both Managing Directors. Julie Bahr, Chris Michalak, Patrick Britt and Kelly Richert also serve as Managing Directors of Clayton Financial Group.
Types of Advisory Services
Portfolio Management Services
CFG offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. CFG creates an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels). Portfolio management services include, but are not limited to, the following:
- Investment Strategy
- Personal Investment Policy
- Asset Allocation
- Asset Selection
- Risk Tolerance
- Regular Portfolio Monitoring
CFG evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client.
CFG seeks to provide that investment decisions are made in accordance with the fiduciary duties owed to its accounts and without consideration of CFG’s economic, investment or other financial interests. To meet its fiduciary obligations, CFG attempts to avoid, among other things, investment or trading practices that systematically advantage or disadvantage certain client portfolios, and accordingly, CFG’s policy is to seek fair and equitable allocation of investment opportunities/transactions among its clients to avoid favoring one client over another over time. It is CFG’s policy to allocate investment opportunities and transactions it identifies as being appropriate and prudent among its clients on a fair and equitable basis over time.
Services Limited to Specific Types of Investments
CFG generally limits its investment advice to mutual funds, fixed income securities, insurance products including annuities, equities and ETFs. CFG may use other securities as well to help diversify a portfolio when applicable.
Client Tailored Services & Client Imposed Restrictions
CFG generally limits its investment advice to mutual funds, fixed income securities, insurance products including annuities, equities and ETFs. CFG may use other securities as well to help diversify a portfolio when applicable.
